Investor presentation
Shaping the digital landscape beyond banking
August 2020





Data-fueled decisions






Strategy 2023 targets



Key goals of
Strategy-2023:
non-financial metrics of the Group
Guidance 2020 & 2021



Expanding
the Ecosystem






2Q 2020 Earnings


Retail clients




Focus On Traffic
Ecosystem facilitates client inflow




Key goals of Strategy 2023: financial metrics of the Group
Client centricity & traffic


What's Next?
Transforming key operation principles to
fit hyper-personalized world



